Active Properties

Aldo Svaldi of the Denver Post has written a detailed article (Dec 18th / Business Section):

detailing outside investors may be a better option, but few are found at auctions to purchase REOs. Mr. Svaldi’s article covers:
- Lenders are taking back bulk of properties, causing all kinds of expenses to carry properties,
- Properties sit empty for months,
- Empty properties drive down their home prices, and hurting prices in neighborhoods,
- Why not get properties into the hands of investors quickly, and off the Bank’s books?
- There is the Bank’s perspective too.
Mr. Svaldi does a great job of detailing all the pros and cons of Banks holding properties.

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These predatory practices affect more borrowers than ‘robo-signing’, article by By Jack Guttentag.

Jack details that there is public outrage against mortgage servicers, providing this link to a partial list to be aware of, or at least become familiar with when purchase a real estate property.

very useful tips and check list when preparing a house for sale

Detail:

The short answer: “Bankruptcies and foreclosures can remain on a credit report for seven to 10 years.”

Tara-Nicholle Nelson takes the reader through a Q & A of the details of ‘preapproval’, and the short-sale buyer.

There is no fast and true when dealing with a Bank, and a short sale. Tara provides good insight on what to expect in many cases when considering approaching to purchase a ‘short sale’ property.

Mary Umberger details that Sellers will bite at the right price, but there are ground rules when it comes to ‘pocket listings’: “When is a house for sale — but (sort of) not for sale?”
Mary goes into great detail on the following points on the 5 line items of a pocket listing

1. Homeowners try them out for various reasons, but mostly they’re motivated either for reasons of privacy or because they’re not terribly serious about selling,
2. A true pocket listing is when a homeowner and an agent have a casual agreement that if the agent comes across someone who might be a candidate to buy, the agent will bring that person to see the house.
3. Some sellers are more intent than those “maybe, someday” pocket listings, but they’re still not ready for all of the commitments of being listed
4. Then there are the cases where there’s a signed listing agreement and the homeowner wants active marketing but still doesn’t want to be in an MLS
5. Pocket listings can have their advantages, but generally they’re not the best tactic for most sellers — or for most agents

Dian Hymer begins her column with, “This is the toughest time we’ve seen for home sellers, perhaps since the Great Depression.”
No wonder I would want to include this article for a Seller to review when considering or selling their home.

Dian details in her article line items for Sellers to consider, including: ‘Make pricing, disclosures work to your advantage.’ I would not want to minimize that there is anything anyone can do to completely exclude the anxiety when selling a home. Selling is a least, disruptive. Dian provides some good thought to perhaps minimize some of the anxiety when selling a home.