Lower Your Homeowners Insurance Costs

$ houseOne of the key ingredients in purchasing a home, (and a Lender condition), is the line item of Homeowners or Property insurance.

There are roughly 12 ways to lower your insurance costs. Also very important to consider is the CLUE (Comprehensive Loss Underwriting Exchange) report, that details any claim history, or potential background information on the property.  All insurance companies share claims data on their insured properties with other insurance companies.

1.   Shop Around
2.   Raise Your Deductible
3.   Don’t confuse what you paid for your house with rebuilding costs
4.   Buy your home and auto policies from the same insurer
5.   Make your home more disaster resistant
6.   Improve your home security
7.   Seek out other discounts
8.   Maintain a good credit record
9.   Stay with the same insurer
10. Review the limits in your policy and the value of your possessions at least once a year
11. Look for private insurance if you are in a government plan
12. When you’re buying a home, consider the cost of homeowners insurance

 

This LINK goes into detail of the 12 listed suggestions, coming from a government publication guide to home owners insurance.

Cliff Daniels
720 434 1418
cliff@actprop.com
Active Properties

REALTOREqual Housing

2 thoughts on “Lower Your Homeowners Insurance Costs

  1. of course like your web-site but you have to check the spelling on several of
    your posts. Many of them are rife with spelling problems and I to find it very bothersome to tell
    the truth nevertheless I will certainly come back again.

    My site olympus cameras microfiber

Comments are closed.